Home Efficiency Financing
Affordable HVAC upgrades for Kansas homes
High-efficiency heating and cooling upgrades can improve your home's comfort, lower energy use and reduce monthly energy costs. Home Efficiency Financing helps make those upgrades more affordable for eligible Kansas customers.
Home Efficiency Financing allows eligible customers to combine available rebates and incentives with 0% interest financing to reduce upfront costs and pay over time through their Evergy bill. Customers can work directly with a participating contractor to determine eligibility, estimate savings and financing amounts, and complete qualifying HVAC improvements. There’s no credit check, no separate financing account and no interest.
Why Choose Home Efficiency Financing?
Home Efficiency Financing is designed to help income-eligible customers move forward with needed heating and cooling upgrades without the financial barriers often associated with traditional financing. In many cases, the energy savings from your new equipment can help offset a portion of your monthly financing payment.
Benefits to Home Efficiency Financing include:
- No fees
- 0% interest financing
- No credit check required
- Convenient repayment through your Evergy bill
- Flexible repayment terms up to 15 years
- Financing that stays with the home
- Reduced upfront costs when combined with available rebates
- Financing based on your home's projected energy savings
Save More by Combining Financing with Rebates
Eligible customers may first receive a qualifying heating and cooling rebate, helping reduce the overall project cost. Financing can then be applied to the remaining eligible amount, helping make high-efficiency equipment more attainable with lower out-of-pocket expenses and upfront project costs.
Estimate Your Savings and Financing Options
Before beginning your project, use the Home Efficiency Financing Calculator to explore your options. Find out how much you might save by exploring:
- Eligibility status
- Estimated project costs
- Available financing amounts
- Monthly payment estimates
- And more!
Who Qualifies for Home Efficiency Financing?
Home Efficiency Financing is available to eligible Kansas customers who meet program requirements.
You may qualify if you:
- Own or rent a single-family home
- Have an existing forced-air heating and cooling system
- Meet program income eligibility requirements
Income Eligibility
Customers may qualify through one of two pathways:
Automatic Eligibility: Customers who live in designated census blocks with qualifying income levels may automatically qualify.
Self-Attestation Option: Customers outside designated qualifying areas may still be eligible by confirming that they meet program income requirements.
View terms and conditions and program addendum.
Frequently Asked Questions
Home Efficiency Financing is a financing option that helps eligible Kansas customers complete qualifying HVAC upgrades with reduced upfront costs. Customers can combine incentives and rebates with 0% interest financing and repay through their Evergy bill.
No; this program offers 0% interest financing with no credit check required.
Financing payments are added directly to your monthly Evergy bill, eliminating the need for a separate financing account or payment process.
Eligible customers can combine other Evergy rebates and discounts with Home Efficiency Financing to further reduce upfront project costs.
Eligible customers may finance up to 95% of the projected energy savings from a qualifying HVAC upgrade. Financing amounts are determined through the program calculator and project review process.
The program is available to homeowners and renters living in eligible single-family homes with an existing forced-air heating and cooling system.
You can check your eligibility using the Home Efficiency Financing Calculator or by speaking with a qualifying contractor.
No. Repayment responsibility remains with the home, which can provide additional flexibility if you move.
Home Efficiency Financing has no financing fees and no interest charges.
Eligible improvements include HVAC upgrades completed by qualifying contractors.